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Imagine the Possibilities!

With finances, we too often walk along nearsightedly, stumbling into avoidable financial pitfalls. The blurriness of the way impacts the quality of our decisions. To make matters worse, we can look back on our missteps with surprising clarity. How would you craft your life differently if you knew beforehand the impact of all your financial decisions? The Debt Shredder program does just that using your existing monthly budget.

20/20 financial foresight... imagine the possibilities!


Turn Debt into Wealth

Build Wealth and Eliminate Debt

What would you do if you could build wealth and eliminate debt simultaneously, by putting your money to work for you? Would you take a family vacation? Start a college fund? Invest in real estate?

This service can help you achieve your financial goals through the strategic interest cancellation and wealth-building power of the revolutionary Debt Shredder program.

You can save time and interest on nearly every debt you have. The key is to make your money work smarter, with your existing income. Debt Shredder calculates some of the fastest ways to pay off your mortgage and consumer debt, and build a substantial savings nest egg based on your specific income, payments, living expenses and financial goals. You never have to guess which loans to pay off first, when to pay or how much extra to send.

More Possibilities

Do More Faster, Achieve More Faster.

Debt Shredder offers enhanced features that truly take your financial life to a new level


  • Comprehensive budgeting system, fine-tuned to the sensitivity of your goals.
  • Enhanced calculations to pay down debt.
  • Software settings that allow changes to how aggressively to pay down debt and build wealth.
  • Ability to pay down multiple properties at the same time.
  • User-friendly software interface.
  • Personalized coaching.
  • Automatic account updates.
  • Helpful client support.

4 Cornerstone Principals to Eliminate Your Debt

  1. Interest Cancellation
  2. Strategic Payoff
  3. Time Value of Money
  4. Money Merge Account Software, Coaching and Education system

Debt Shredder pays off debt faster using the four cornerstone strategies. While many homeowners realize that they can save money by reducing the interest rate they pay on their loans, few think about the length of time they will be paying. Debt Shredder combines innovative software with traditional banking systems and personal coaching to drastically reduce your mortgage term and minimize your interest.

Debt Shredder

Debt Shredder has saved hundreds of millions of dollars in interest payments. It provides clients with an easy to use online tool to minimize both time and interest paid on all debt. Our solution provides useful information and smart, specific guidance for finding savings opportunities unique to each user. We want to help people understand and do more with their money.

Accumulate Wealth

Increase Equity, Build Assets, Create Wealth

Debt Shredder goes beyond helping individuals and families achieve success paying down debt — it also makes it possible to accumulate wealth targeted to each client's personal financial goals. Simply enter your financial goals, whether it's to pay off a vacation home, fund early retirement or pursue your wildest dream. Enter all the variables: principal, interest rate, term — even cash rewards on credit cards.

Using this information, Debt Shredder calculates how to pay off debt with some of the fastest payoff results imaginable — and build a substantial savings nest egg.

If you would like to receive a FREE analysis to see if the Debt Shredder can help you, select the button below and a Shop Financial agent will contact you.


As a C.P.A and C.F.P for nearly 20 years I greeted this program with doubts. Needless to say I have witnessed first hand the power of this program. I have seen not only my debt cut in half but my own clients build true financial freedom. Keep up the good work!
  - Francis C

I love this program because not only does it tell me the best way to pay off debt, but it's another reminder to pay my bills!
  - Kristen B

I feel more in control of our finances and excited to have the financial freedom we had only dreamed of. - Michael R

We are new to this service and we are excited and look forward to using the program!.
  - Dwayne S & Paul R

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Copyright 2015, B&C Enterprise. Bruce and Cheryl Swartz - Independent UnFranchise Owners with Market America, Atlanta, GA, 678.399.3652 - Sponsored by GrowOnlineNow.com, a division of B&C Enterprise.